last updated august 18, 2026
same honesty rule we apply everywhere: Headway is insurance infrastructure — credentialing, billing, a basic EHR. Resolv is not, and we won't pretend a community platform replaces a billing platform. if you're leaving Headway, your real replacements are Alma (flat fee, keep 100% of reimbursements), SonderMind, Grow Therapy, or holding your own payer contracts — compared below. where Resolv fits is the gap every billing platform leaves open: being found and chosen. Headway's directory sends insurance-seeking traffic, but it builds you no reputation and differentiates you from nobody. Resolv is that layer — answer real questions, build a public track record, receive consultation requests — $29/month, free for the first year for the first 50 founding therapists. keep Headway for billing; list on Resolv for reach.
| platform | cost to you (2026) | model | best for |
|---|---|---|---|
| Alma | $125/mo (or $95/mo billed annually); keep 100% of reimbursements | flat-fee billing membership + community + EHR | 14+ insurance sessions/week; wanting CEUs and peer community |
| SonderMind | free (spread on payer contracts, unpublished) | billing + matching + EHR + outcome measures | fully licensed clinicians wanting an all-in-one free stack |
| Grow Therapy | free (spread on payer contracts, unpublished) | billing + directory + subsidized PT/Zocdoc profiles | weekly guaranteed pay; prescribers welcome |
| direct credentialing | your time, or ~$100–200/payer via a credentialing service | you hold your own payer contracts | established practices that want rate control and leverage |
| Resolv (us — not a billing platform) | $29/mo — first year free for the first 50 founding therapists | community + reputation + directory | the marketing layer alongside whichever billing option you pick |
the pattern in therapist communities is consistent. the cut at volume: Headway's percentage isn't published — reports consistently put it around 10–15% of each reimbursement — and at a full caseload that's thousands a year more than Alma's flat fee. the opacity itself: you see your exact per-CPT rates before signing, but never what Headway keeps, and that asymmetry grates. client billing errors: the most common complaint category (280+ at BBB) is client-side — underestimated copays surfacing as surprise balances months later, which lands on your therapeutic relationship, not Headway's. support: chat and email only, no phone, which is exactly wrong for billing emergencies. and the shared platform risk: when Optum cut rates for platform therapists in late 2024 — some up to 30%, with reported losses of $6,000–$28,000/yr — Headway therapists had no contract to appeal. that last one, note, applies to every platform on this page except direct credentialing.
Headway remains the lowest-risk on-ramp to insurance work that exists: zero fixed cost, credentialing in weeks rather than months, guaranteed biweekly pay regardless of when insurers actually pay, and a directory that genuinely produces referral flow — generally considered stronger than Alma's. under roughly 12 insurance sessions a week, it's usually the cheapest option in absolute dollars. if your caseload is light or variable, the thing you'd be leaving is the thing that's protecting you.
Alma is the classic graduation path: $125/mo (or $95/mo annually) flat, you keep 100% of reimbursements, and third-party comparisons put its negotiated rates modestly above Headway's. the break-even sits around 14–16 insurance sessions a week; above it, the flat fee wins increasingly hard. you also get what Headway doesn't bundle: peer consultation groups, a Slack community, CEUs, and a fuller EHR. same subcontractor risk, same billing-error complaints in reviews — no platform is spotless. SonderMind keeps Headway's free model but ships a fuller stack: AI-assisted matching, integrated EHR with clinical outcome measures, telehealth, CE, broad payer coverage including Medicare and Medicaid in all 50 states. requires full independent licensure; therapists report referral volume that doesn't always convert. Grow Therapy is also free, guarantees claims, pays every Friday, and subsidizes members' Psychology Today and Zocdoc profiles — real distribution value. the reported trade-offs: reimbursement rates below Alma's for the same codes, onboarding stretching 4–6 months (notably slower than Headway), and a progress-notes-on-invoices requirement some therapists flag as a privacy concern. direct credentialing is the only true escape from the platform trade: panel yourself (or pay a credentialing service ~$100–200 per payer), hold your own contracts, keep every dollar, and absorb all the admin. slowest start, most leverage.
stay if you're under ~12 insurance sessions a week — every alternative either charges a flat fee you'd feel or trades one unpublished percentage for another. stay if guaranteed cash flow is what lets you sleep; Headway's biweekly pay is reliable and its credentialing speed is still the category's best. stay if you're new to insurance work and still deciding whether it fits your practice — that's precisely what a zero-fixed-cost platform is for. before any switch, request sample fee schedules for your NPI, state, and CPT codes from the alternatives; the only comparison that matters is your numbers, not anyone's averages.
Headway's directory puts you in front of insurance-seeking clients — real value, and honestly stronger referral flow than most billing platforms. but it's still a list: a client filters by insurance and location, and you're an interchangeable row. nothing in it accumulates. Resolv is built on the opposite mechanic: a peer-support community centered on interpersonal conflict — relationships, family, roommates — where therapists answer real questions in public. every answer attaches to your profile alongside reviews; prospective clients don't read that you're experienced, they watch you think. consultation requests arrive through an in-platform inbox. it pairs with Headway cleanly — Headway processes the reimbursements, Resolv builds the reputation that brings people to your door, including the private-pay clients Headway's model largely ignores. honest caveats: we're new, our consumer audience is small, referral volume is unproven, and we will never bill an insurer for you. $29/month, and the first 50 founding therapists get their first year free — after that the founding window closes and it becomes a waitlist. we never take a percentage of your session fees.
don't burn the bridge before the replacement is live. first, get sample fee schedules from Alma, SonderMind, and Grow for your codes — decide on numbers. second, keep Headway active until new credentialing completes; overlap for a month beats a gap in client coverage. third, claim a founding listing on Resolv now — first year free, independent of the billing decision. fourth, tell transitioning clients early — benefit re-verification is where every platform move gets bumpy, and Headway's client-side billing surprises are exactly the experience you're trying to leave behind.
Above roughly 14-16 insurance sessions/week, Alma — $125/mo flat (or $95/mo annually) and you keep 100% of reimbursements. For a free all-in-one stack, SonderMind. For weekly guaranteed pay and subsidized Psychology Today/Zocdoc profiles, Grow Therapy. For full control, direct credentialing. Below ~12 sessions/week, Headway itself is usually still the cheapest option.
Headway does not publish its cut. Consistent therapist reports estimate 10-15% of each insurance reimbursement — roughly $17-26 on a $175 session. You see your exact per-CPT rates before signing; what Headway keeps stays unpublished.
No. Headway is insurance billing and credentialing; Resolv does neither. Resolv is the visibility and reputation layer — a community and directory that works alongside a billing platform. Keep Headway (or a competitor) for billing; list on Resolv for reach. Resolv is $29/month, free for the first year for the first 50 founding therapists.
Different, not strictly better. All three are free and take an unpublished cut from insurance reimbursements. SonderMind adds matching, outcome measures, and a fuller EHR but requires full licensure. Grow adds weekly pay and subsidized directory profiles but is reported to reimburse below Alma and to onboard slowly (4-6 months). Compare sample fee schedules for your own codes and state.
Yes — that is the intended pairing. Headway handles insurance infrastructure and its directory sends insurance-seeking traffic; Resolv builds public reputation, reaches private-pay clients, and routes consultation requests. Resolv’s founding tier is free for the first year, so the pairing costs nothing extra in year one.
$29 a month, and the first 50 founding therapists get their first year free. no contracts, never a percentage of your session fees, and a waitlist once those 50 seats are claimed.
claim your founding expert spottwo fields, about a minute. the app itself is live and public — check it first if you'd rather look before you sign anything: app store · google play