last updated august 18, 2026
first, the honest note: Alma is insurance infrastructure — credentialing, billing, EHR. Resolv is not. we don't bill insurance, and any page pretending we replace Alma would be lying to you. if you're leaving Alma, your real replacements are other billing platforms (Headway, SonderMind, Grow Therapy) or holding your own payer contracts — all compared below, honestly. where Resolv fits is the problem Alma was never built to solve: clients finding you. Alma's directory is a secondary feature, which is why most Alma therapists still pay Psychology Today or run their own marketing. Resolv is that visibility layer — a community where answering real questions builds public reputation — and it's $29/month, free for the first year for the first 50 founding therapists. keep a billing platform for billing; list on Resolv for reach.
| platform | cost to you (2026) | model | best for |
|---|---|---|---|
| Headway | free (keeps an unpublished cut of reimbursements, reported ~10–15%) | insurance billing + directory | under ~12 insurance sessions/week; testing insurance work |
| SonderMind | free (spread on payer contracts, unpublished) | billing + matching + EHR + outcome measures | fully licensed clinicians wanting an all-in-one stack |
| Grow Therapy | free (spread on payer contracts, unpublished) | billing + directory + subsidized PT/Zocdoc profiles | zero upfront cost + weekly guaranteed pay |
| direct credentialing | your time, or ~$100–200/payer via a credentialing service | you hold your own payer contracts | established practices that want rate control and leverage |
| Resolv (us — not a billing platform) | $29/mo — first year free for the first 50 founding therapists | community + reputation + directory | the marketing layer alongside whichever billing option you pick |
the reasons cluster into four. the fee at low volume: $125/mo month-to-month ($95/mo billed annually) is the worst deal in the category for part-timers — under roughly 12 insurance sessions a week, Headway's no-fee model costs less. the subcontractor problem: you don't hold the payer contract, so when Optum cut rates for platform therapists in late 2024 — some by up to 30% — Alma members had no contract to renegotiate and no appeal. billing errors: unexplained invoices and double-billed clients show up consistently in reviews, with generic support responses. and the directory: it doesn't fill caseloads, which stings when you're paying a membership fee and still buying marketing elsewhere. none of these are unique to Alma — but the flat fee makes them feel more expensive.
at volume, Alma is arguably the best deal in the category: above roughly 14–16 insurance sessions a week, a flat fee beats any percentage, and you keep 100% of every reimbursement. its negotiated rates run modestly higher than Headway's by most third-party comparisons. and the community layer — peer consultation groups, the Slack workspace, CEUs — is real, not marketing garnish. if your complaint is the fee but your caseload is full, do the math before leaving: a full caseload on a percentage platform usually costs more than $125/mo, just less visibly.
Headway is the direct swap: free to join, credentialing in weeks, guaranteed biweekly pay, and an unpublished cut of reimbursements — consistently reported around 10–15%. cheapest at low volume; the cut dwarfs Alma's fee at high volume. barebones stack, chat-only support. SonderMind is the fuller free platform: billing plus AI-assisted matching, an integrated EHR with clinical outcome measures, telehealth, and CE. all 50 states, broad payer set including Medicare and Medicaid. requires full independent licensure, and therapists report high volumes of referrals that don't convert. Grow Therapy is the distribution play: free, guaranteed claims, pay every Friday, and it subsidizes members' Psychology Today and Zocdoc profiles — a genuine differentiator. the trade-offs therapists report: reimbursements running meaningfully below Alma's for the same codes, onboarding stretching 4–6 months, and a progress-notes-on-invoices requirement some flag as a privacy concern. direct credentialing means paneling yourself with each payer (or paying a credentialing service ~$100–200 per payer): the most work, the slowest start — and the only option where you hold the contract, set the relationship, and keep every dollar. every platform on this list is a version of trading leverage for convenience; going direct is the only one that isn't.
stay if you run 14+ insurance sessions a week — the flat fee is your friend, and switching to a percentage model would be a raise for the platform, not you. stay if the peer community and CEUs are things you actually use; no competitor bundles them as well. stay if you've compared payout rates for your specific codes and Alma's came out ahead — rates vary by state and payer, and the only comparison that matters is a sample fee schedule for your NPI. request one from any platform before moving; they all provide it pre-contract.
here's the quiet truth about every billing platform, Alma included: they assume clients find you somehow. the directories bolted onto billing platforms are secondary features — that's why so many Alma therapists still pay Psychology Today $29.95/mo, run a website, or both. Resolv is that missing layer, built differently: a peer-support community centered on interpersonal conflict — relationships, family, roommates — where therapists answer real questions, build a public track record with reviews, and receive consultation requests through an inbox instead of a spam-prone listed number. it works alongside whatever billing decision you make: keep Alma and add Resolv, or move to Headway and add Resolv — either way the billing platform handles reimbursements while Resolv builds the reputation that fills the caseload. honest caveats: we're new, our consumer audience is small, referral volume is unproven, and we will never be your EHR. $29/month, and the first 50 founding therapists get their first year free — after that the founding window closes and it becomes a waitlist. we never take a percentage of your session fees.
if you're leaving Alma, don't stack transitions. first, request sample fee schedules from Headway, SonderMind, and Grow for your codes and state — pick on numbers, not vibes. second, keep Alma running until your replacement credentialing completes; a coverage gap costs more than a month of overlap. third, claim a founding listing on Resolv now — the first year is free, there are only 50 founding seats, and it's independent of the billing decision, so there's no reason to wait for the migration to settle. and re-verify benefits with clients as they transition; that's where every platform switch gets messy.
For insurance billing: Headway (free, unpublished cut reported ~10-15%) below roughly 12 sessions/week; SonderMind for an all-in-one free stack with matching and outcome measures; Grow Therapy for weekly guaranteed pay and subsidized Psychology Today/Zocdoc profiles; direct credentialing if you want to hold your own contracts. Above ~14-16 sessions/week, Alma’s flat fee is often still the best deal — run the math before leaving.
No, and we will not pretend otherwise. Alma is insurance billing, credentialing, and an EHR; Resolv does none of that. Resolv is the marketing and reputation layer — a community and directory that sits alongside a billing platform. Keep Alma or a competitor for billing; list on Resolv for visibility. Resolv is $29/month, free for the first year for the first 50 founding therapists.
Alma’s membership is $125/mo month-to-month, or $95/mo billed annually ($1,140/yr). Therapists keep 100% of insurance reimbursements — the flat fee is Alma’s entire revenue from you.
At low volume, yes — all three are free to join and take their cut from insurance reimbursements instead. At a full caseload the math flips: an unpublished percentage on every session usually exceeds Alma’s flat fee above roughly 14-16 insurance sessions per week. Request sample fee schedules for your specific CPT codes and state from each before deciding.
Yes — that is the intended pairing. Alma handles insurance infrastructure; Resolv builds public reputation and routes consultation requests. They solve different problems, and Resolv’s founding tier is free for the first year, then $29/month.
$29 a month, and the first 50 founding therapists get their first year free. no contracts, never a percentage of your session fees, and a waitlist once those 50 seats are claimed.
claim your founding expert spottwo fields, about a minute. the app itself is live and public — check it first if you'd rather look before you sign anything: app store · google play